Create A Written Budget
Step 2 of Cultivating Financial Freedom is learning how to create a written budget. If you missed step 1, setting financial goals, click here. Don’t skip the first step! You will need that in order to succeed with the rest. Today it’s all about your budget. The single most important thing you can do to change your financial Read More
How Pinterest Can Help Your Budget
When you think of Pinterest, what comes to mind? DIY, crafts, recipes, decor, and inspiration are probably some of the first things that pop into your head. But did you know that Pinterest can be a great tool when it comes to budgeting? Browsing Pinterest doesn’t have to result Read More
Summer Activities Your Kids and Budget Will Love
Ah, summertime! The season for sleeping in, running through the sprinkler, licking popsicles, riding bikes around the neighborhood, roasting marshmallow for backyard s’mores… It makes me want to be a kid again. But there are days when kids (and/or parents!) need some variety and want to get away Read More
Periodically Reworking Your Budget
You’re following a written budget – fabulous! You are totally on the right track.* But one of the facts of life is that nobody’s financial situation is static. There are fluctuations in income, new expenses, expenses that end, and changes in monthly bill amounts. Plus, children are born, Read More
Sticking to a Grocery Budget
Groceries tend to be a category in which many people overspend. Here are 10 tips for staying on track. via freedigitalphotos.net 1. Create a food budget! Obvious, yes, but it’s important to start here. While the average American family spends 9-12% of its monthly income on food, the amount will Read More
Holiday Shopping on a Budget: Apps
Between Thanksgiving and Christmas meals, entertaining, and purchasing gifts, not overspending in November and December can be a challenge! Here are five apps to help you plan better, stick to your budget, and save money along the way. (Note: I do not own a smart phone but have been Read More
Budgeting for Fluctuating Bills
via freedigitalphotos.net When you’re on a tight budget, paying fluctuating bills can be a little frustrating or even stressful. Your natural gas bill might be nice and low in the summer and then skyrocket in the winter. And vice versa for your water bill. You can help your Read More
Back to School on a Budget
Going back to school can be overwhelming for a budget if you don’t have a plan. Here are a few tips for managing those expenses so that they don’t manage you. via freedigitalphotos.net 1. Delay the purchase of some school supplies If your kids are in public or private Read More
Don’t Take a Vacation From Your Budget!
Going on vacation is often the undoing of budgets in the summer months, but it doesn’t have to be that way! Here are some tips for helping you stick to a spending plan when you’re off having fun. Scope out deals ahead of time. If you know Read More
Summer snacking on a budget
I have four younger brothers, and I distinctly remember how when they were teenagers, they would stand in front of the fridge with the door open and ask, “What’s there to eat?” All. The. Time. Now my two oldest boys are doing the same thing. But they’re not Read More
