My Filofax Organization…
It’s no secret that I have a love for planners and my all time favorite planner is the “Filofax“. I have tried several planners over the years and I always go back to Filofax. I love that its made well and will last forever. I also love that I Read More
Back to School on a Budget
Going back to school can be overwhelming for a budget if you don’t have a plan. Here are a few tips for managing those expenses so that they don’t manage you. via freedigitalphotos.net 1. Delay the purchase of some school supplies If your kids are in public or private Read More
Budgeting Giveaway…
For the last 5 days, I have taught you how to organize a household budget, by setting up a Budget Binder. Day #1 – Assemble your Binder Day #2 – Record of Accounts & Monthly Due Date Schedule Day #3 – Income & Debt Tracking Day #4 – Annual Read More
Household Budgeting: Day 5 – Cash Spending
Today is our final step to setting up a household budget: Cash Spending. Our goal for this step is to create a budget for our necessary weekly spending. Over the last 4 days, we have completed the following… Day #1 – Assemble your Binder Day #2 – Record of Accounts & Read More
Household Budgeting: Day 4 – Annual & Monthly Expenses
Day 4 – Budgeting Annual & Monthly Expenses Today we will be going through all of our expenses to calculate the amount due each month (and payday). If the amount due varies each month, you can either leave it blank or estimate the amount for your budget (I estimate). Read More
Household Budgeting: Day 3 – Income & Debt Tracking
Day 3 – Income & Debt Tracking In order to manage your monthly budget effectively, you should have a good idea of what your income will be. For some, this is difficult because your paychecks fluctuate. Keeping a good record of your income for the year will help. The Read More
Household Budgeting: Day 2 – Record of Accounts
Budgeting & finances are not the most “exciting” task to accomplish. But if you get your finances organized, it can be more bearable. If you are struggling to pay your bills, or if you couldn’t tell me how much you owe on your debts, you especially need to go through Read More
Household Budgeting: Day 1 – Assemble your Binder
Welcome to A Bowl Full of Lemons “2013 Budgeting Series”. This week I will help you get your budget planned & organized and help you create a system that will get you out of debt. We will be organizing it one step at a time. If you already have a Read More
Budget Binder: Household Budgeting Planner
Is your spending spiraling out of control? Are your bills piling up with no organized way to track or pay them? I created a manageable way for you to get control of your household budget with my “Budget Binder: Household Budgeting System”. The system includes everything you need Read More
What budgeting software is best for you?
  Back in December, I spoke of the wisdom of cash budgeting and how research shows that most people spend less when they’re faced with the pain of parting with actual cash. I also acknowledged that there are categories for which it’s usually not practical to deal in cash—specifically Read More
