Summer snacking on a budget
I have four younger brothers, and I distinctly remember how when they were teenagers, they would stand in front of the fridge with the door open and ask, “What’s there to eat?” All. The. Time. Now my two oldest boys are doing the same thing. But they’re not Read More
Household Budgeting: Day 4 – Annual & Monthly Expenses
Day 4 – Budgeting Annual & Monthly Expenses Today we will be going through all of our expenses to calculate the amount due each month (and payday). If the amount due varies each month, you can either leave it blank or estimate the amount for your budget (I estimate). Read More
Household Budgeting: Day 2 – Record of Accounts
Budgeting & finances are not the most “exciting” task to accomplish. But if you get your finances organized, it can be more bearable. If you are struggling to pay your bills, or if you couldn’t tell me how much you owe on your debts, you especially need to go through Read More
Budgeting Percentages…
Once you’ve established a budget for your household, you may wonder whether or not the amounts you’ve set are reasonable. After all, you don’t want to fall back into bad habits of overspending in certain areas, and you most likely want to be paying down debt at a manageable pace Read More
“Budget” First Aid…
I love the start of a new year. It means a fresh calendar, pretty & practical organizing pages to print and try out in my binder, a list of books I’d like to read over the next 52 weeks, and anticipation of what the coming months hold. However, it can Read More
Cash budgeting…
Isn’t a cash budget so “last century?” Image courtesy ofFreeDigitalPhotos.net I know what some of you are thinking when you read blog posts or articles about using a cash budget. “Why would I do something so archaic when there’s an app/software/tool/etc. for tracking my spending? Get with the times!” I Read More