Budgeting Percentages…
Once you’ve established a budget for your household, you may wonder whether or not the amounts you’ve set are reasonable. After all, you don’t want to fall back into bad habits of overspending in certain areas, and you most likely want to be paying down debt at a manageable pace Read More
Cash Budgeting: Do I really need to track every dollar?
If you’re operating from a cash budget in key spending categories, chances are you go to the bank each pay period and withdraw a certain number of 20’s, 10’s, 5’s, and 1’s. Then you distribute the bills to envelopes or your wallet sections based on your pre-determined budget amounts. From Read More
10 ways to clean with Vinegar…
Truth be told, I don’t like the smell of vinegar, so cleaning with the stuff isn’t my favorite. But, I’ve found that there are some things that vinegar cleans better than anything else, so I’ve learned to love smelling like a pickle. I add a couple drops of essential Read More
What budgeting software is best for you?
  Back in December, I spoke of the wisdom of cash budgeting and how research shows that most people spend less when they’re faced with the pain of parting with actual cash. I also acknowledged that there are categories for which it’s usually not practical to deal in cash—specifically Read More
How to clean a stand mixer…
With holiday baking a sweet memory, now is a great time to clean your stand mixer. Regardless of the brand, the steps are simple and should take no more than five to ten minutes. Start with unplugging your mixer – if you need to, toss the mixing bowls and Read More
Printing on fabric…
We’ve spent the last year working on lots of remodel updates and this year I hope to focus on decorating the walls in my home. When creating photo collages, I really like incorporating a variety or art. A fun, easy, and inexpensive option for art is printing on fabric. Read More
Time-saving clean up tricks for the kitchen…
With the holidays come lots of food preparation, guests, and clean up. Usually those three things equal being stuck in the kitchen and missing all the holiday fun. Today I’d like to share my favorite time-saving clean up tricks for the kitchen. They’re great for the holidays, but if you use Read More
Conscious shopping…
On the very last day of the year, December 31st, there’s a not-so-well-known national holiday simply called, “Make Up Your Mind Day” [I’m not kidding!] Image courtesy of freedigitalphotos.net Who among us hasn’t bought something on a whim? Most of us don’t think much about the decisions we make, Read More
Cash budgeting…
Isn’t a cash budget so “last century?” Image courtesy ofFreeDigitalPhotos.net I know what some of you are thinking when you read blog posts or articles about using a cash budget. “Why would I do something so archaic when there’s an app/software/tool/etc. for tracking my spending? Get with the times!” I Read More
DIY Holiday Ornaments…
It’s officially time to start decorating for Christmas! Time to pull the bins out of the attic and string lights on the roof! I love this time of year…not just because it’s pretty and festive…there are so many memories to be made! One of my favorite days each Christmas is Read More
