Household Budgeting: Day 5 – Cash Spending
Today is our final step to setting up a household budget: Cash Spending. Our goal for this step is to create a budget for our necessary weekly spending. Over the last 4 days, we have completed the following… Day #1 – Assemble your Binder Day #2 – Record of Accounts & Read More
Household Budgeting: Day 4 – Annual & Monthly Expenses
Day 4 – Budgeting Annual & Monthly Expenses Today we will be going through all of our expenses to calculate the amount due each month (and payday). If the amount due varies each month, you can either leave it blank or estimate the amount for your budget (I estimate). Read More
Household Budgeting: Day 3 – Income & Debt Tracking
Day 3 – Income & Debt Tracking In order to manage your monthly budget effectively, you should have a good idea of what your income will be. For some, this is difficult because your paychecks fluctuate. Keeping a good record of your income for the year will help. The Read More
Budget planner…
Keeping track of bills, paychecks, money, and budgeting is a JOB! To make life easier for me, I created a “Budget Planner” that I use to take care of the finances in our home. I purchased this planner at Filofax. Its the Aston (Personal Size) in Mushroom color. I find Read More
The Money Class…
I am so excited to share with you something that is coming up tomorrow (January 9th) at 9pm. If you have not yet heard of it, its a new tv series called “The Money Class” by Susie Orman & its on OWN (Oprahs network). I absolutely LOVE Susie Orman & Read More
Teaching kids about money
Today I have a guest, Stephanie from Always Just a Mom, who will be sharing how our children can become financially responsible starting at a young age. She uses Financial Peace University, JR. Its from the teachings of Dave Ramsey. I love this!! Thanks so much for the great tips Read More
Part 6 – Organizing your finances week… Debt Free stories
We have finally made it to the end of the “Organize your Finances” challenge! We are now on day 6. I have received so many emails from my readers (Thank you). I am so grateful that this challenge has helped so many of you out. This week, we have: Read More
Part 4 – organize your finances week… (creating your debt snowball)
Today I am going to be helping you to create a “Debt Snowball” following Dave Ramsey’s Plan. The purpose of the Debt Snowball is to build on your payments, after you have paid a smaller debt off. This method will dramatically speed up your process to become debt free. I Read More
Part 1 – Organize your finances: creating a budget
We are always trying to figure out how we can organize our closets & drawers, but this week I’m going to share how I organize my finances! I am so excited to host the challenge for you. My wish is that you will truly see how life changing this lesson Read More
