Budgeting for Fluctuating Bills
via freedigitalphotos.net When you’re on a tight budget, paying fluctuating bills can be a little frustrating or even stressful. Your natural gas bill might be nice and low in the summer and then skyrocket in the winter. And vice versa for your water bill. You can help your Read More
Household “Bill Payment Center”…
Bill paying can be a chore… a painful chore. But it doesn’t have to be. If you are organized and on top of your due dates & your budget, bill paying can be quite fun. Today I am going to help YOU set up a bill paying center in Read More
Back to School on a Budget
Going back to school can be overwhelming for a budget if you don’t have a plan. Here are a few tips for managing those expenses so that they don’t manage you. via freedigitalphotos.net 1. Delay the purchase of some school supplies If your kids are in public or private Read More
Don’t Take a Vacation From Your Budget!
Going on vacation is often the undoing of budgets in the summer months, but it doesn’t have to be that way! Here are some tips for helping you stick to a spending plan when you’re off having fun. Scope out deals ahead of time. If you know Read More
Summer snacking on a budget
I have four younger brothers, and I distinctly remember how when they were teenagers, they would stand in front of the fridge with the door open and ask, “What’s there to eat?” All. The. Time. Now my two oldest boys are doing the same thing. But they’re not Read More
Teaching Young Children to Manage Money
Some of us were raised in homes where financial responsibility was modeled, but others of us have had to learn the hard way. If we want our children to start learning some of the financial principles that we may not have grasped until we were adults, it’s best to Read More
Budgeting Giveaway…
For the last 5 days, I have taught you how to organize a household budget, by setting up a Budget Binder. Day #1 – Assemble your Binder Day #2 – Record of Accounts & Monthly Due Date Schedule Day #3 – Income & Debt Tracking Day #4 – Annual Read More
Household Budgeting: Day 5 – Cash Spending
Today is our final step to setting up a household budget: Cash Spending. Our goal for this step is to create a budget for our necessary weekly spending. Over the last 4 days, we have completed the following… Day #1 – Assemble your Binder Day #2 – Record of Accounts & Read More
Household Budgeting: Day 4 – Annual & Monthly Expenses
Day 4 – Budgeting Annual & Monthly Expenses Today we will be going through all of our expenses to calculate the amount due each month (and payday). If the amount due varies each month, you can either leave it blank or estimate the amount for your budget (I estimate). Read More
Household Budgeting: Day 3 – Income & Debt Tracking
Day 3 – Income & Debt Tracking In order to manage your monthly budget effectively, you should have a good idea of what your income will be. For some, this is difficult because your paychecks fluctuate. Keeping a good record of your income for the year will help. The Read More
