About Toni
5 Signs You Need a New Mattress
A third of your day is spent sleeping on your mattress, so you want it to be a comfortable and restful experience. A good mattress is worth the investment and should be replaced about every 8 years. If you answer yes to any of these five questions, it may be time Read More
5 Financial Books Everyone Should Read
Cultivating Financial Freedom begins with the person looking back at you in the mirror. The decisions you make determine your future and what you choose to read, watch, and surround yourself with all have a major influence on your financial life. So you must choose wisely. These 5 books have greatly influenced my Read More
10 Simple Ways to Save Money
Stretching your weekly budget and getting out of debt takes creativity and will power. The little things you do every day will determine whether or not you will succeed. Here are 10 simple ways to save money so your budget will go further and you can finally get out of Read More
The Cash Envelope System
As we continue our Cultivating Financial Freedom series, we’re moving on to part 3 – The Cash Envelope System. The cash envelope system is a way to manage your money that is conducive to saving. In place of credit or debit cards, you simply pay with cash. For some reason, Read More
Create A Written Budget
Step 2 of Cultivating Financial Freedom is learning how to create a written budget. If you missed step 1, setting financial goals, click here. Don’t skip the first step! You will need that in order to succeed with the rest. Today it’s all about your budget. The single most important thing you can do to change your financial Read More
Set Financial Goals with Debt Free Charts
The first step to financial freedom is setting goals. What do you hope to accomplish? Where do you want to be in one year, five years, at retirement? Do you want to buy a home? My husband and I want to pay off our mortgage in two years and retire Read More
Cultivating Financial Freedom
Welcome to A Bowl Full of Lemons. During the month of September, I will be sharing our journey towards financial independence and hopefully inspire you to do the same. But before I begin, I must warn you that I am not a financial advisor and my college degree doesn’t have anything Read More
One Project at a Time: September 2016
Welcome back to One Project at a Time, a monthly link party that allows all of you to share the projects you’ve been working so hard on. During the month of September here at A Bowl Full of Lemons, we are talking about FINANCIAL FREEDOM! There’s no better feature than a blogger who Read More
Memory Keeping & Photo Organization
Printing and organizing photos are a thing of the past. Even scrapbooking is loosing it’s popularity. Everyone has gone digital, whether it’s on your smart phone, iPad, or your computer. This means that most of us haven’t printed out photos in ages or have minimal pictures to show for all of the memories we’ve created. Read More
Organized Project Board
Managing a household, blog, family, and finances can be difficult at times. I constantly try to prioritize and multitask, as do most moms. Using a planner has helped tremendously, but since I’m a visual person, I needed something else that will remind me of what needs done day to day. I have a lot Read More
