Cultivating Financial Freedom Wrap Up
Today I’m wrapping up the Cultivating Financial Freedom Series. During the month of September, I shared my debt free journey and walked you though the steps you need to take to become financially free as well. I covered all of the budgeting basics. Below are the five blog posts (with links) I shared this Read More
5 Financial Books Everyone Should Read
Cultivating Financial Freedom begins with the person looking back at you in the mirror. The decisions you make determine your future and what you choose to read, watch, and surround yourself with all have a major influence on your financial life. So you must choose wisely. These 5 books have greatly influenced my Read More
The Cash Envelope System
As we continue our Cultivating Financial Freedom series, we’re moving on to part 3 – The Cash Envelope System. The cash envelope system is a way to manage your money that is conducive to saving. In place of credit or debit cards, you simply pay with cash. For some reason, Read More
Create A Written Budget
Step 2 of Cultivating Financial Freedom is learning how to create a written budget. If you missed step 1, setting financial goals, click here. Don’t skip the first step! You will need that in order to succeed with the rest. Today it’s all about your budget. The single most important thing you can do to change your financial Read More
Set Financial Goals with Debt Free Charts
The first step to financial freedom is setting goals. What do you hope to accomplish? Where do you want to be in one year, five years, at retirement? Do you want to buy a home? My husband and I want to pay off our mortgage in two years and retire Read More
Cultivating Financial Freedom
Welcome to A Bowl Full of Lemons. During the month of September, I will be sharing our journey towards financial independence and hopefully inspire you to do the same. But before I begin, I must warn you that I am not a financial advisor and my college degree doesn’t have anything Read More
Tax Preparation Checklist
April 15th is arriving soon, so today I’m sharing a checklist of everything you’ll need to gather up, to file your income taxes. Print it out & get started early. You will need to gather up these documents whether you are filing yourself or if you’re having a professional Read More
Smart Money Smart Kids…
Are you a parent who has yet to teach your children about money? Raising kids is scary and teaching them about money can be even scarier. This concept is forgotten among most families these days. Our kids are taught the dangers of drugs and alcohol, not to put their fingers Read More
Saving Your $1,000 Emergency Fund
via freedigitalphotos.net When you feel as though you’re living paycheck to paycheck, the thought of building up a $1,000 emergency fund can be daunting. But it’s so important, and with a little creativity it can be a fun and rewarding challenge! However, those dollars will not accumulate without a plan. Read More
Budgeting Giveaway…
For the last 5 days, I have taught you how to organize a household budget, by setting up a Budget Binder. Day #1 – Assemble your Binder Day #2 – Record of Accounts & Monthly Due Date Schedule Day #3 – Income & Debt Tracking Day #4 – Annual Read More
