The Cash Envelope System
As we continue our Cultivating Financial Freedom series, we’re moving on to part 3 – The Cash Envelope System. The cash envelope system is a way to manage your money that is conducive to saving. In place of credit or debit cards, you simply pay with cash. For some reason, Read More
Set Financial Goals with Debt Free Charts
The first step to financial freedom is setting goals. What do you hope to accomplish? Where do you want to be in one year, five years, at retirement? Do you want to buy a home? My husband and I want to pay off our mortgage in two years and retire Read More
Cultivating Financial Freedom
Welcome to A Bowl Full of Lemons. During the month of September, I will be sharing our journey towards financial independence and hopefully inspire you to do the same. But before I begin, I must warn you that I am not a financial advisor and my college degree doesn’t have anything Read More
Tax Preparation Checklist
April 15th is arriving soon, so today I’m sharing a checklist of everything you’ll need to gather up, to file your income taxes. Print it out & get started early. You will need to gather up these documents whether you are filing yourself or if you’re having a professional Read More
Organizing {End Of Life} Documents
The last time that I was here, I was chatting all about the pertinent topic of scarves and how I creatively found a way to organize my scarf collection. While that IS an important topic, the theme of today’s post ranks just a wee bit higher on the priority scale. Read More
Purge Day 10: Bills
Today isn’t the most exciting purge, but it’s one that’s probably the most important. Don’t skip it because you are overwhelmed or knee deep in debt. Face the task head on and get it done! You can do it! Today is the day. Purge Day Read More
Smart Money Smart Kids…
Are you a parent who has yet to teach your children about money? Raising kids is scary and teaching them about money can be even scarier. This concept is forgotten among most families these days. Our kids are taught the dangers of drugs and alcohol, not to put their fingers Read More
Budgeting for Fluctuating Bills
via freedigitalphotos.net When you’re on a tight budget, paying fluctuating bills can be a little frustrating or even stressful. Your natural gas bill might be nice and low in the summer and then skyrocket in the winter. And vice versa for your water bill. You can help your Read More
Household “Bill Payment Center”…
Bill paying can be a chore… a painful chore. But it doesn’t have to be. If you are organized and on top of your due dates & your budget, bill paying can be quite fun. Today I am going to help YOU set up a bill paying center in Read More
Budgeting Giveaway…
For the last 5 days, I have taught you how to organize a household budget, by setting up a Budget Binder. Day #1 – Assemble your Binder Day #2 – Record of Accounts & Monthly Due Date Schedule Day #3 – Income & Debt Tracking Day #4 – Annual Read More
